Operating in the trucking industry is a fulfilling, rewarding job, but it comes with a level of inherent risk. No matter how many precautions you take, accidents are bound to occur, and when they do, they can result in costly insurance claims for the company. Luckily, implementing safety features can help lower claim costs and keep insurance premiums low. In this blog, we’ll discuss several safety features and how they can help lower claim costs while improving the safety of your fleet.
Collision Avoidance Systems
Collision avoidance systems are designed to help prevent accidents by detecting potential collisions and warning the driver to take action through audible alerts. A variety of sensors and cameras are used to monitor the road ahead and detect a possible collision. Some collision avoidance systems can even take control of the vehicle and apply the brakes to prevent an accident.
These avoidance systems have been pivotal in decreasing the frequency of accidents and can help lower claim costs by reducing the number of accidents that occur. Moreover, they greatly reduce the risk of serious injury or death by alerting the driver and giving them more time to react.
Blind Spot Detection
Like collision avoidance systems, blind spot detection utilizes sensors to detect vehicles that may be in the blind spot of a truck driver. These systems alert the driver if there is a vehicle driving in their blind spot, reducing the risk of an accident when changing lanes or merging onto the highway.
Blind spot detection is a great way to keep insurance premiums down as even the most skilled and experienced truck drivers can sometimes forget to check for their blind spots when on the road.
Dash Cams
Implementing dash cams onto all of your fleet’s vehicles offers an abundance of benefits.
Firstly, they add an extra means of communication. New technology allows dash cams to warn drivers about speeding, distracted driving, cell phone use, and drowsiness. These warnings can help prevent potential tickets and improve safety within your operations.
Another reason to implement dashcams is for theft prevention. With views of both the interior and exterior, dashcams will allow you to have footage of any illicit activity, and your fleet tracking system can give authorities the information to help recover your vehicle.
Lastly, dash cam footage is essential for accident investigations. If your driver is not at fault in an accident, you can prove it and avoid costly claims.
Anti-Lock Braking Systems
Anti-lock braking systems (ABS) are designed to help prevent skidding and maintain traction during hard braking. ABS can reduce the risk of accidents by allowing the driver to maintain control of the vehicle during emergency braking situations, especially in bad weather conditions.
ABS can help lower claim costs by reducing the number of accidents that occur due to skidding or loss of control during emergency braking situations.
Better Service, Better Rates With Forerunner Insurance
At Forerunner Insurance, we understand the complications that come with the commercial auto industry. Our team of experts can help you explore your insurance options and find the plan that fits your needs best for the best rate. We’re here to help truckers across the country succeed in their line of business. For more information on how we can protect your fleet, please contact us today for a quote.
