about us

Whether you are an independent owner-operator or your company owns a fleet of 18 Wheeler trucks, these trucks are the lifeblood of your company. Without them you cannot transport goods, fulfill contracts, and most importantly you can’t earn any income.

We can provide you with affordable truckers coverage for most commercial truck and tractor trailer combinations.

commercial trucks that we insure:

  • Box trucks
  • Dump trucks
  • Flatbed trucks
  • Front loaders
  • Garbage trucks
  • Pickup trucks with standard or commercial beds
  • Cement and pump trucks
  • Refrigerated box trucks
  • Roll-on vehicles
  • Semi trucks
  • Straight trucks
  • Tank trucks
  • Tow trucks
  • Tractors
  • Vocational trucks
  • Tractor Trailers

tractor trailers we may also Insure:

  • Auto hauler trailers
  • Bottom dump trailers
  • Bulk commodity trailers
  • Concession trailers
  • Dry freight trailers
  • Dump body trailers
  • Flatbed trailers
  • Gooseneck trailers
  • Horse trailers
  • Livestock trailers
  • Logging trailers
  • Lowboy trailers
  • Pole trailers
  • Refrigerated trailers
  • Tank trailers
  • Tilt trailers
  • Transfer boxes
  • Utility trailers

Dump Truck Insurance is specialty insurance that covers trucking companies using dump trucks for the transport of dirt, sand, gravel, rock, asphalt, and other loose materials used in construction, road work, quarries, fracking, mining, etc.

Box truck insurance is a commercial auto insurance policy that provides liability coverage but can also provide collision and comprehensive coverage — or be bundled with other coverages to provide insurance for cargo and more.

Flatbed Insurance Coverages. Liability Coverage – Required coverage. Physical Damage – Pays for damage done to your flatbed hauler caused by a collision—usually another motorist. Flatbed Cargo Insurance – Covers damage done to freight hauled.

Refrigerated Truck Insurance commonly comes with “reefer insurance” or “reefer breakdown insurance.” It’s a type of coverage that protects against spoiled refrigerated cargo due to a breakdown in the refrigeration unit.

Finding comprehensive insurance coverage for your specialized Trucking company needs at a competitive price is difficult.

At Forerunner Insurance Group we do the hard work for you to find you the best possible coverage for the best rates.

Forerunner Insurance, an Acrisure Partner:

I started Forerunner Insurance Group in 2015. I’ve always wanted to own an insurance agency throughout my career. When I launched the agency, I had no idea what direction the agency would go, what lines of business I would write or what we would specialize in. After many marketing tests, I noticed that a large number of truckers were calling for insurance quotes. My dad ran a truck stop when I was younger and I spent a lot of time around truckers growing up. It was very easy to talk to the truckers that were calling in for quotes and I genuinely wanted to help them.

After 2 years of running the agency, I realized quickly that getting the best insurance markets wasn’t as easy as I thought. I specifically remember getting tired of losing accounts to a large agency out in Tampa called the Campbell Group “An Acrisure Partner.” I don’t remember who I spoke with, but I know it was one of the principals and they told me their story about Acrisure. I never forgot that conversation. I reached out to Acrisure in 2019 and had a great talk with Dan Martin, he wasn’t pushy at all, and he took the time to really dive into what Acrisure was all about.

Speeding up to January of 2021, our agency had been growing year after year, we were still having problems with carrier markets. We were losing some of our largest customers to agencies that had better markets. I knew it was time to do something. I started reaching out to colleagues that I knew joined Acrisure and asked them about their experience. Every one of them said it was the best decision they have made in their insurance career and for their team.

April 2021 I met Paul Zizzo, “another Acrisure partner.” He invited my wife & I to meet him and his team at his office in Melbourne. We sat down and went over what it would look like if we joined. It was a big decision for my family to make a change like this but I knew it was time. After meeting Paul, I knew it was the right move forward for me, my staff & my customers.

On 8/1/21 we officially joined the Acrisure team. In the past 6 months, we have had new markets that are helping our customers like never before. We look forward to many years to come with Acrisure. Acrisure status speaks for itself. I am very excited for the future as an Acrisure partner. I believe we are the best of the best when it comes to insurance.



Dominic TompkinsDominic Tompkins
11:09 10 May 22
Great insurance company they worked right on my quote when needed in crunch time thank you sean limardo and jordan shapiro making things happen.
Noel SantiagoNoel Santiago
20:55 06 May 22
Great experience getting General Liability, Comercial Auto Liability and Cargo insurance coverage. David was quick and responsive in getting everything setup for me at a good price. I will recommend everyone to call Forerunner Insurance for their Business coverages.
D’Andre EdwardsD’Andre Edwards
15:53 03 May 22
I wish I can rate this more than 5 Stars! They are a very outstanding staff and very quick with following back up with you. Jordan Shapiro was very professional and great to work with! Forerunner insurance group is a 10/10. They helped me save thousands of dollars.
Morgan BarnettMorgan Barnett
16:43 17 Sep 21
Extremely satisfied with Forerunner's services. This was my first time securing commercial insurance and David H. took the time to answer all of my questions and provided a wealth of additional information. Initially, I assumed a more comprehensive policy was required, which was not the case. After discussing all the available options, David advised me which is the most practical yet feasible policy as a new business owner.