Quite a number of businesses depend on box trucks as a way to transport a bulk of goods. Whether you’re a moving service or transporting products from a distribution center to a retail store, you’re helping to meet a steady demand for transporting items in bulk.
However, with the variety of box trucks, this means there’s no one box truck insurance policy that’s suitable for every company. A vehicle transporting chips and snacks doesn’t need as much insurance as a vehicle transporting expensive furniture, and neither is as risky as a box truck transporting TVs and electronic parts. This is why insurance is available in different amounts— and why businesses should know their options.
Box Truck Insurance Policy Features
Consider two major aspects of box truck insurance policies:
- Insure the Box Truck to help cover things like liability in collisions or physical damage to the truck from any source. A truck that isn’t moving isn’t making money, and keeping it in good working order is critical to the success of your business.
- Insure the Shipment to help protect your company in case merchandise is damaged or destroyed during transit. A few wrecked packages in a large load aren’t hard for most companies to cover, but a major collision that destroys most of the truck’s contents (including some genuinely irreplaceable items) could leave your company on the hook financially.
When you call for a rate quote, let us know the size and model of your truck or trucks, how often you’re on the road, and what items you typically transport. This will assist us to help find the most affordable and efficient box truck insurance policy for all of your needs. Contact Forerunner Insurance today for more information and a free quote.